Deliver exceptional financing options to local businesses.

Your business members deserve the best, and you do too. Cooperative Business Services (CBS) has built a reputation for exceptional service and offering competitive commercial financing to small businesses. CBS provides comprehensive business lending solutions, including risk analysis, loan underwriting, servicing, documentation preparation, pricing, and strategic planning. Whether you need a la carte services or want to expand your staff’s reach through CBS’s innovative BDO Model, CBS has something for everyone. With CBS, you can confidentially offer various commercial real estate programs and watch your portfolio grow.

The CBS ExRA cloud-based platform provides real-time portfolio data to help you make informed decisions about your commercial portfolio. CBS also recently launched Creditable, a web-based small business scoring solution for commercial loans. From dashboard reporting and automated real-time loan decisions to CECL compliance, the team at CBS provides the experience and relationships you can trust.

Community Development

Support local by providing small businesses in your community with commercial financing options.

Unique BDO Model

Local commercial lending expert conducts business development on your behalf so you don’t have to worry about in-house expertise.

Portfolio Growth

Select from an array of loan products: commercial real estate (purchase or refinance; retail, office, industrial, multi-family, medical/dental, etc.), construction financing, term loans/lines of credit, and SBA loans. Up to $10,000,000.00.

Risk Management

Join a trusted CUSO with an extensive commercial lending experience that provides best-in-class risk monitoring, reporting, and resource recommendations.

Natalie Phillips
Natalie Phillips Sr. Business Solutions Manager
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