The Zest Model Management System provides everything you need for effective credit model management. Whether you want to increase approvals and loan growth, manage risk and losses, automate credit decisions, or improve your member experience, Zest AI is helping credit unions of all sizes achieve their lending objectives.¬†Using more data, better math, and smarter software, lenders can safely expand credit access through more accurate risk prediction, faster credit decisions, and more inclusive lending. Improving your members’ lives just got easier!



Expand Credit and Drive Loan Growth

Increase lending volumes and take rates across every credit tier.

Drive Fairer Outcomes

Lend more inclusively and achieve fairer lending outcomes.

Manage Risk and Control Loss

Gain greater control over risk management, decrease defaults and reduce losses.

Improve Borrower Experience

Deliver better experiences with faster decisions and accurate adverse action notices.

Jose Ortiz
Jose Ortiz Sr. Business Solutions Manager
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